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Discover a rare waterfront investment opportunity at 8 & 10 Towners Road in Carmel, NY. # 8 Towners Road is currently a legal office and zoned COMMERCIAL / MIXED USE. On the lowest level in this building is a garage as well as a vacant space that at one time was an apartment (not legally). The top floor is a spacious bright office with several rooms, below is a GARAGE and another framed out room. # 10 Towners Road is a 2-bedroom apartment and another GARAGE PLUS another one-bedroom apartment PLUS a finished lower level with a separate entrance that was once used as an apartment (not a legal apartment in the basement). This MIXED-USE property offers the perfect blend of residential and commercial use, ideally situated on the shores of Lake Carmel and provides scenic views and a serene setting. The property features flexible space suitable for a variety of uses, whether you're looking to operate a business, generate rental income, or create a unique live/work environment. With its prime location, high visibility, and direct waterfront access, this is an exceptional opportunity for investors, business owners, or developers seeking something truly special and unique. Also residents of Lake Carmel can enjoy 5 well-groomed beaches, a playground, walking path around the lake and a Clubhouse. Great commuter location. Close to Golf Course. ALL units separately metered including the Basement. Electric heat in all units.
Property Type(s):
Commercial
| Last Updated | 4/22/2026 | Year Built | 1940 |
|---|---|---|---|
| County | Putnam |
Additional Details
| AIR | Wall/Window Unit(s) |
|---|---|
| AIR CONDITIONING | Yes |
| BASEMENT | Finished |
| CONSTRUCTION | Frame |
| HEAT | Electric |
| LOT | 0.54 acre(s) |
| LOT DESCRIPTION | Cleared, Front Yard, Paved, Private, Waterfront |
| SEWER | Septic Tank |
| TAXES | 18779 |
| UTILITIES | Electricity Connected, Water Connected |
| VIEW | Yes |
| VIEW DESCRIPTION | Lake |
| WATER | Public, Private, Well |
| WATERFRONT DESCRIPTION | Lake Front, Lake Privileges, Waterfront, Waterfront Access |
Location
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Listed with Briante Realty Group, LLC
Copyright 2026 Hudson Gateway Multiple Listing Service, Inc. All rights reserved.
The data relating to real estate for sale or lease on this web site comes in part from HGMLS. Real estate listings held by brokerage firms other than Suburban Realty are marked with the HGMLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker. Information deemed reliable but not guaranteed.
Date Last Updated: 4/23/26 6:53 PM PDT
This IDX solution is (c) Diverse Solutions 2026.
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